Time to Upgrade from
HDB to Private?
Have you wondered...
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Is upgrading only for the rich?
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Am I earning enough to afford it?
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Am I really able to upgrade to Condo?
Many of my clients COMBINED earning $6k to $7k salaries have come to me with the same worries at first. However, with my meticulous financial planning and step-by-step Asset Progression Strategies, they have since upgraded comfortably to own a Condominium, and are clear about their investment road map for the next 5 to 10 years.
With a HDB, my clients have...
✓ Upgraded to a condo and their lifestyle was improved.
✓ Own 2 properties and getting monthly passive income.
✓ Generate Passive Income with a minimal to ZERO extra financial commitment.
✓ Ready to have their Financial Freedom with simple Assets Progression strategy.
✓ On the Right track towards their Retirement Goals.
Do You Know You Can LEVERAGE On Your HDB To Gain EXTRA INCOME?
Simply contact me for a free meet-up with Whatsapp below.
Completely free. No conditions or obligations.
Mr & Mrs Ong used to live in a Punggol HDB and when it reached its 5 year MOP, they took action to upgrade and today they have an extra $374,000 for their children’s future and a head start towards their Dream Home
Let's take a look at some of the REAL LIFE examples!
Miss Tan made a profit of a whopping $355,000 by the end of 3 years!
Like many of us, she was also a HDB upgrader
I would say that for a span of 3 years, it is indeed a reasonable time frame and a very useful amount of additional funds to have
The above example are all HDB upgraders
All it took was a sharing session for them to fully understand their current situation and they know that they can achieve it in a manageable manner.
Best of all, they did it without stress on their finances
Don't wait to invest, invest as early as possible.
It's not only about Timing The Market,
It's more about Time In The Market.
Mr and Mrs Lim
35 Years Old couple
Current : 4 - room HDB Flat
4- bedroom condominium +
balance of S$150,000 CASH
Mr & Mrs Lim both 35 years old, with a combined income of S$9000 were owners of a 4-room HDB flat. They wanted to sell their 4-room flat and upgrade to a newer 5-room HDB flat as they felt they could not afford something better, let alone investing in real estate.
After understanding their financial situation, I created an asset enhancement plan for them and they are now proud owners of a 4-bedroom condominium!
They did not use any of their savings and in addition, have a balance of S$150,000 CASH as reserve fund! They are also currently preparing to invest in their 2nd property next year.
Case Study #3
YOU MAY BE THINKING, IF I HAVE ALMOST FULLY PAID OFF MY HDB, SHOULD I UPGRADE?
Like Most of the HDB Owners Today, You may be servicing your HDB loan using your CPF.
And thinking that it is best to pay off the loan as soon as possible to lower your monthly mortgage.
This may be an action that can affect your future financial goal in the NEXT 5 to 10 YEARS!
You need to know how to use your CPF EFFICIENTLY!
Simply contact me for a free meet-up with Whatsapp below.
Completely free. No conditions or obligations.
PUTTING ALL YOUR CPF IN YOUR HDB IS EATING AWAY YOUR WEALTH
You need to know how to use your CPF CORRECTLY and EFFICIENTLY!
LOCKING AWAY ALL YOUR CPF IN YOUR HDB IS EATING AWAY YOUR WEALTH
With all or most of your CPF dumped into your HDB flat,
2.5% interest you can earn from leaving it inside CPF
Accrued interest of 2.5% to pay back when you eventually sell
That is 5% opportunity costs year after year!
With the interest rate of 2.5%, this amount of $200.000 would be worth about $328,000 in 20 years
Total Interest Loss is $128,000!!!
So how can we ESCAPE This Fate?
Let Me Share With You The Right Method To Use Your CPF For Home Owners
Completely free. No conditions or obligations.
Many assume that certain types of property are beyond their reach due to their current income.
They are limiting themselves unknowingly; for there are different ways to overcome every obstacle.
Do you want to miss your chance and regret when you look back on your lives 5 to 10 years down the road?
HDB OWNERS! A GREAT OPPORTUNITY IS HERE RIGHT NOW!
WITH A STEP-BY-STEP ACTION PLAN AND THE TRIED AND TESTED HOME PROGRESSION STRATEGIES, YOU CAN:
Build an extra stream of income without risking your hard-earned money on unpredictable investments?
Generate passive income consistently every month with little effort and time by having a systematic plan?
Achieve your financial life goals sooner with a simple step by step progression strategy that is easy to follow?
Select high upside potential property which is undervalued so that you can lower your risk and profit with my "buy low sell high" method?
What You Would Get During This Free Sharing Session
CALCULATE
In-depth financial calculation with Creative techniques to Ensure a stress free journey.
PLANNING
A safety net CPF usage plan so that you don’t have to fork out cash for your monthly installments for Months/Years
ANALYZE
The 3 ways to analyze the available options in the property market and how to spot the most profitable choice that is suitable for you
ROADMAP
A property roadmap that will allow you to be ultimately financially free
Hi, I'm Jessie Low
As a Real Estate professional for more than 14
Years, I aim to help my clients achieve financial freedom and grow wealth through asset progression.
I strongly believe that property upgrading or investments can be safe and beneficial with the right planning
I will always protect my clients' interest at all times and give them the confidence to achieve wealth through asset progression
DON'T MISS THE CHANCE TO CREATE A SAFETY NET THAT WILL ALSO GROW YOUR WEALTH
Let's meet for a NON-OBLIGATORY & FREE sharing session TODAY!
It could be a huge opportunity loss for your family… so why not find out more so that you can be sure of your available opportunities today! At the end of the day… All it takes is just 1 hour of your time. And if it’s doable… this 1 hour might just change your life. .. So get the right advice and in-depth planning in regards to real estate ownership and ultimately achieve your life goals today!
WHAT PEOPLE SAY
Alice Quek
Jess is our trusted property advisor over the past few years. Our last investment was a new launch project that was recommended by Jess and we were able to profit in just 3 years thanks to her stellar recommendation!
Lee Jing Xin
I always recommend my friends and family to Jess for her efficient service, she is a really hardworking agent who has your best interest at heart, she would not hard sell a property just to make a profit, thanks Jess for helping me get my dream home!
Kris Ong
I met up with Jess for a free consultation session and afterwards I would always choose to work with Jess because of her clear analysis of the potential gain and risks involved in every investment deal which helped me gain more clarity and increase my chances of making big profits, thanks Jess!
Free 1-hour Property Consultation!
Your HDB flat’s value will increase to a certain point, before it starts to depreciate, it is inevitable but the key to prevent being stuck with an asset dropping in value, is to take action when your HDB flat’s worth is at its peak.
Through my HDB To Private formula, owning an appreciating property portfolio, including a private condo is definitely possible... even if you’re from a “middle-class” income family!
So let me help you assess your options and clarify any housing-related doubts
Let's meet for a NON-OBLIGATORY & FREE sharing session TODAY!
It could be a huge opportunity loss for your family... so why not find out more so that you can be sure of your available opportunities today! At the end of the day...All it takes is just 1 hour of your time. And if it’s doable... this 1 hour might just change your life. ... So get the right advice and in-depth planning in regards to real estate ownership and ultimately achieve your life goals today!
Here’s how to get started: Fill in your details below, and I’ll contact you to share more.
See you soon!
Don’t Let Your Window Of Opportunity
Slip Away Forever!
Disclaimer: The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results. Results will vary from case to case.
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